Retirement plan

Naming Bluffton as a primary or contingent beneficiary of a retirement plan (e.g. IRA, SEP, 401(k), 403 (b), ESOP, etc.) may enable you to make a larger gift than you anticipated because income and estate taxes are not imposed when plan assets are distributed to Bluffton. If left to an heir, the plan assets are subject to income tax. Your retirement account's plan administrator (the company that manages the account) can help you designate Bluffton University as a primary or contingent beneficiary on the plan's beneficiary designation form. (Please send Bluffton a copy of this form.)