Bluffton University strives to provide a comprehensive and competitive benefit package for its employees. Periodically, Bluffton reviews its benefits program and reserves the right, at its discretion, to make modifications in benefits as appropriate to employment trends and the university’s interests. All benefits offered by Bluffton University are subject to applicable laws and plan contracts.
Holidays
Bluffton provides a minimum of 11 paid holidays each year for regular full-time staff employees. Such employees receive their regular pay during the following Bluffton holidays:
Good Friday
Memorial Day
Independence Day
Thanksgiving (2 days)
Christmas Eve Day through New Year’s Day (dates may vary in some years)
Because Labor Day occurs so close to the start of fall classes, that public holiday is not a Bluffton University holiday. The week off between Christmas and New Year’s Day, a period when classes are not in session, is intended to include compensation for that missed holiday. For other public holidays that fall on a weekend, the university will substitute a weekday as the recognized day off. The actual days of holiday observance will be determined on an annual basis and announced to all personnel.
Additional holiday policies:
Vacation
Regular full-time staff employees are eligible for paid vacation. Regular part-time staff employees working a minimum of 20 hours per week are also eligible for paid vacation on a pro-rated basis. Annual vacation days are earned and accounted for during each 12 month period running from January 1 through December 31. First year vacation time is pro-rated according to the starting date.
Salaried full-time staff receive 15 days (120 hours) of vacation time annually through their first ten years of service. After their tenth anniversary of regular employment, employees receive 20 days of paid vacation time for the year beginning the following January 1.
Hourly full-time staff receive vacation time according to the following formula beginning in January following completion of an employment anniversary:
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Years 1-10 |
Ten days per year, equivalent to 80 paid vacation hours for full-time staff (pro-rated for part-time staff) |
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Years 11-15 |
Fifteen days per year, equivalent to 120 paid vacation hours for full-time employees (pro-rated for part-time employees) |
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Years 16+ |
Twenty days per year, equivalent to 160 paid vacation hours for full-time employees (pro-rated for part-time employees) |
For the purpose of determining years of service for vacation eligibility, employees who work more than six months during their first year will have that period count as a full year of service.
Additional vacation policies:
Sick leave
Regular full-time and regular part-time employees (on a pro-rated basis) are eligible for paid sick leave, which is intended to protect the employee from loss of income in the event of illness. Sick leave hours begin accruing on the employee’s hire date at the rate of one day (eight sick leave hours) each month, or a total of 12 days (96 sick leave hours) accrued per year. These numbers are pro-rated for regular part-time employees.
Additional sick leave policies:
Other paid leaves
Personal day. Regular full-time staff employees earn eight hours of paid personal time per year to be used at their discretion. Regular part-time staff employees earn paid personal time on a pro-rated basis.
Funeral (bereavement) leave. Up to three working days of leave with pay (not charged to other leave time) will be granted to regular employees upon request to make arrangements for and attend funeral services of the employee's spouse, child, parent, parent-in-law, grandparent, grandparent-in-law, granddaughter, grandson, daughter-in-law, son-in-law, step-parent, brother, sister, brother-in-law, sister-in-law, stepchild, and any relative living in the household of the employee.
Funeral/bereavement leave pay will only apply for actual work missed; for example, if the funeral occurs on a day when an employee was not scheduled to work, funeral leave pay would not apply for that day. With supervisor approval, employees may take up to one full day without pay to attend funerals of other relatives and friends. If preferred, unused personal leave or vacation time may be used for this purpose.
Jury duty. Employees who are selected for jury duty must notify their supervisor as soon as possible. Bluffton will grant the necessary time off and help employees minimize financial loss because of such service. Bluffton University will reimburse an employee for the difference between jury pay and the employee’s regular pay, not to exceed eight hours per day. Jurists who are not required to serve for a period of a half day or longer during this time are expected to return to work. In order to receive jury duty pay, an employee must present a statement of jury service and pay to the employee’s supervisor. This document is issued by the court.
Unpaid leaves
Family and Medical Leave Act
Other unpaid leaves of absence
Other leaves of absence without pay may be granted upon mutual agreement between the employee and Bluffton University, and if adequate provisions can be made for covering the position during the leave. All requests for unpaid leaves of absence should be submitted in writing to one’s supervisor. Each request should provide sufficient detail such as the reason for the leave, the expected duration of the leave, and relationship of family members, if applicable. The employee is normally responsible for the cost of all benefits during unpaid leaves of absence.
Time off for hourly employees for any reason during a working day will count first against allotted sick days or vacation days, as appropriate, in hourly, quarter day, half day or full day increments. Thereafter, unless specified otherwise, any time off will be without pay.
Failure to return to work as scheduled from an approved leave of absence or to inform one’s supervisor of an acceptable reason for not returning as scheduled will be considered a voluntary resignation of employment.
In the event of an unpaid leave of absence from Bluffton University, the employee will be responsible for paying the total premiums for continuing insurance coverage for him/herself, spouse and dependents. Failure to do so may result in loss of insurance coverage and possible refusal by the insurance carriers to allow coverage to be reinstated following the leave of absence. Please consult with the director of human resources or the business office to set up a payment schedule to maintain the insurance coverage during the leave.
Employee insurance coverage
Bluffton makes available group health insurance to all regular employees who work at least 20 hours per week or more, long term disability insurance to regular employees who work at least 32 hours per week or more and term life insurance to all regular employees who work at least 28 hours per week or more. Upon enrolling, employees will receive summary plan descriptions prepared by Bluffton’s insurance providers that describe these employee benefits in detail. Plans are described in brief below. In case of inconsistencies between the descriptions below and the summary plan descriptions, the terms of the summary plan descriptions will control. Please contact the human resources office for additional information.
Health insurance
Bluffton provides employee group health insurance through the Mennonite Educators Benefit Plan. The medical claims administrator for the plan is Highmark Blue Cross Blue Shield (Highmark). Medco Health serves as the claim processor for Highmark’s prescription plan. Coverage under the terms of the policy begins upon signed application at the beginning of employment for eligible employees, or later, as requested, during annual open enrollment periods. Bluffton pays 100 percent of the premium for full-time employees who request coverage, and 50 percent of the additional premium for any requested coverage for the employee’s spouse or dependent children. The employee premium cost is pro-rated for eligible part-time employees. Deductibles and policy limits apply. Please refer to the literature provided by the insurance company for complete policy details. The health insurance deductible year runs from July 1 through June 30.
Employees who participate in Bluffton’s health insurance plan will have a personal health savings account (HSA) established in their name which can be used to help meet the plan’s annual deductible expenses, or to cover medical, dental or optical expenses not covered by the plan. For employees with single health insurance coverage, each year, the university will deposit $500 into the employee’s HSA account ($1,000 per employee with family coverage with a maximum of $1,000 per family in the event that both spouses are employed by the university). Employees may request that additional pre-tax amounts be deducted from their monthly paychecks for deposit into their HSA, up to an annual limit of $3,100 for single health insurance plans, $6,250 for family health insurance plans, and up to an additional $1,000 for employees 55 years or older. The HSA accounting year runs from January 1 to December 31 each year. Unused balances in an HSA carry forward from year-to-year. Everence acts as the Trustee/Custodian for health savings accounts.
Group long term disability insurance
Group long term disability insurance is provided at no cost for regular employees working a minimum of 32 hours a week. New employees are eligible for LTD coverage after completing one year of service. This one year waiting period may be waived if the employee had LTD coverage with their previous employer immedialty prior to hiring with Bluffton. This insurance coverage is obtained by Bluffton from The Standard Company. It is designed to help protect employees against loss of income should they become partially or totally disabled outside of work and are unable to perform the essential functions of their job. The plan provides benefits after six consecutive months of proven disability from injury or illness at a rate of 60 percent of an employee’s monthly wage with the monthly payment not to exceed $5,000 per month.
A new employee is eligible for immediate coverage, should he or she become disabled, if within three months prior to employment with Bluffton, he or she was insured for disability with his or her prior employer and was eligible for disability income benefits for a minimum of five years.
Any employee enrolled in the university’s group long term disability insurance program may take advantage of the university’s employee assistance program. Sponsored by Horizon Health, the Horizon Health EAP Services offer eligible employees help and guidance with personal issues that may affect their life. For additional information on this program, please contact the human resources department.
Life and accidental death and dismemberment insurance
Regular Bluffton employees working at least 28 hours per week are covered by group life and accidental death and dismemberment insurance following thirty days of employment. Coverage is obtained by Bluffton from The Standard Company and covers an employee both at work and outside of work. Bluffton pays the premium for life insurance coverage that is equal to the employee’s annual Bluffton wage. An employee may elect to double that benefit amount by paying for the cost of that additional coverage. Life insurance is payable to an employee’s designated beneficiary in the event of the employee’s death and in accordance with the policy. In addition, benefits are payable to an employee while the policy is in force should an employee’s spouse or dependent(s) die during the time of the employee’s employment with the university. An accidental dismemberment benefit is payable to an employee if the employee sustains serious bodily injuries such as a severed limb or permanent loss of sight of an eye.
Workers' compensation insurance
All employees receive Ohio Bureau of Workers' Compensation coverage, a State of Ohio worker insurance program paid for by Bluffton University. If an employee cannot work due to a job-related injury or illness, workers' compensation insurance may pay medical bills and provide a portion of an employee’s income until the employee can return to work. This coverage is automatic from the first day of employment. A job-related injury is defined as an accidental injury or illness suffered in the course of and arising out of employment.
Employees should report any possible claims to the human resources director immediately. Approved benefits are automatic, but nothing can happen until an employer knows about the injury. Employees returning to work after being absent due to a work-related injury must report to their supervisor prior to beginning work and must bring a doctor's clearance for returning to work.
Unemployment insurance
Depending upon the circumstances at termination of employment, Bluffton employees might be eligible for unemployment compensation as determined by the Ohio Department of Job and Family Services. The cost of this insurance program is paid entirely by Bluffton University.
Unemployment compensation is designed to provide temporary income when workers are out of work through no fault of their own. While the state makes a final determination of eligibility in each case, in general valid claims require a minimum amount of earnings and employee availability for work. Application for benefits is made through the local state unemployment office.
Social Security insurance
The United States government operates a system of mandated insurance, commonly known as Social Security, which provides guaranteed income later in life, guaranteed medical insurance later in life (Medicare), as well as certain disability and survivor benefits if needed, even prior to retirement. As wage earners, employees are required by law to contribute 7.65 percent of their wages (subject to limits) to the government trust fund from which benefits are paid. As an employer, Bluffton is required to send an equivalent amount to the government trust fund, thereby matching the employee’s contribution dollar for dollar (above and beyond the employee’s stated wage, so that the employee and employer both pay half of the Social Security insurance cost.) Bluffton is required to deduct the employee’s share of Social Security contributions from each paycheck.
Other employee benefits
Retirement plan
The Bluffton University retirement plan is a defined contribution plan provided through TIAA-CREF (Teachers Insurance and Annuity Association-College Retirement Equities Fund). The purpose of the plan is to ensure retirement income for participating employees. All regular employees who work at least half-time become eligible and are automatically enrolled in the plan after completion of one year of service (one prior year of service with an organization that meets the eligibility requirements of IRS Section 403(b)(1) will be counted for satisfying this requirement.)
Bluffton University, at its discretion, contributes a designated percentage amount of the employee’s monthly wage and the employee contributes five percent to the retirement plan through payroll withholding. Employees may request that additional amounts above the five percent be withheld and contributed to TIAA-CREF supplemental retirement accounts.
All Bluffton University employees (excluding students enrolled and attending classes) may elect to participate in pre-tax deferred GSRA plan provided through TIAA-CREF.
Full details of the retirement plan are contained in the summary plan description distributed to all eligible employees and available in the business office.
Flexible benefit options
Regular Bluffton employees receive a non-taxable $500 annual flexible benefit (pro-rated for part-time hourly and salaried employees who work half-time or more). Each year, this benefit is applied to an employee’s health insurance premium, or, if health insurance is not requested, to one or more of the “cafeteria plan” programs established under Section 125 of the Internal Revenue Service code which permit employees to take tax-free salary deductions for use in paying certain medical expenses and work-related child care expenses. At the time of employment, and thereafter once a year during the summer, each employee will be contacted by the business office and asked how he or she wishes to apply the flexible benefit during the following year. This is also the opportunity to request additional tax-free payroll withholding for the following purposes:
Tuition discounts
Full-time employees and members of their immediate family (spouses and dependent children/stepchildren) may be entitled to tuition benefits at Bluffton or other colleges and universities with which Bluffton has established employee tuition discount reciprocal arrangements. Part-time employees who are half-time or more may receive pro-rated tuition benefits.
Employee discounts at Bluffton. Full-time employees are eligible for 100 percent tuition waiver for enrollment in undergraduate courses, and a 50 percent tuition waiver for graduate courses that are offered by Bluffton University. Both benefits are available immediately upon employment. Employees must meet normal program admissions standards.
Family member discounts at Bluffton. The value of the tuition waiver for spouses and dependent children/stepchildren attending Bluffton University increases with the employee’s years of service at Bluffton as follows:
| First year of employment | 25 percent of eligible tuition waiver |
| Second year of employment | 50 percent of eligible tuition waiver |
| Third year of employment | 75 percent of eligible tuition waiver |
| Fourth year of employment | 100 percent of eligible tuition waiver |
Certain restrictions and policies for employee tuition discounts apply. For more information, please contact the human resource director.
Other tuition discount programs for employee dependents
Mennonite Colleges and Universities tuition discount reciprocity. U.S. Mennonite colleges and universities have a tuition discount reciprocity policy that provides dependent children of full-time faculty and staff with a 50 percent tuition discount. Additional information is available from Bluffton’s financial aid office.
Council for Christian Colleges & Universities tuition benefit program. Bluffton is a member of the CCCU, which has a membership of approximately 100 colleges and universities. Most of the members of the CCCU offer exchange agreements allowing full-tuition benefits for an eligible dependent of their full-time employees. Information specific to the CCCU exchange program is available from the Bluffton financial aid office or on-line at www.cccu.org (click on services/other services). Entrance requirements and potential limits on the number of participants are school specific.
Council of Independent Colleges tuition benefit program. Bluffton University is a member of the CIC, whose 350 participating colleges and universities offer exchange agreements allowing full-tuition benefits for an eligible dependent of a full-time Bluffton employee. Information specific to the CIC exchange program is available from the Bluffton financial aid office or on-line at www.cic.org/tep/. Entrance requirements and potential limits on the number of participants are school specific.
The Tuition Exchange tuition benefit program. This program, of which Bluffton is a member, provides opportunity for an eligible dependent of a full-time Bluffton employee to receive a full-tuition scholarship at one of the participating member institutions. A list of over 580 colleges and universities that participate in the Tuition Exchange program can be found at www.tuitionexchange.org, and additional information is available from the Bluffton financial aid office. Entrance requirements and potential limits on the number of participants are school specific.